Transition Money Planner
Plan the money side of your separation in one spreadsheet, from 12 months out to your first civilian paycheck.
Transition timeline & checklistMonth-by-month tasks from 12 months out to 90 days after, with status tracking.
Transition budgetYour real expenses by month, with what changes after you separate (housing, TRICARE, SGLI, commute).
Income gapFinal military pay, terminal leave, VA pay, GI Bill MHA, and civilian income side by side, month by month.
TSP decision worksheetCash-out cost vs. rollover vs. leave it, using 2026 tax brackets.
VA pay worksheetCombined rating math and the 2026 rate table built in.
Emergency-fund runwayHow many months your savings last if the job search takes longer.
Transition Money Planner · $19 launch price (regular $24)
Instant download. Excel (.xlsx) that also opens in Google Sheets. Instructions tab included. Free updates for the 2027 rates.
Try the free lite version first
The lite planner has the transition budget, the income-gap view for 6 months, and the emergency-fund runway. Download the free lite version.
What's in the full version
- 12-month budget and income-gap view, plus charts
- TSP cash-out vs. rollover worksheet using 2026 tax brackets
- VA combined rating worksheet and the 2026 compensation table
- Terminal leave and sell-back worksheet with the 60-day cap
- Separation checklist and timeline with 40+ tasks
The planner is an educational budgeting tool. It is not financial, tax, or legal advice, and it does not file or prepare VA claims.